Patient Resources at Garden Oaks Dentistry

Garden Oaks Family & Cosmetic Dentistry reception area

Online Payments

You now have the ability to make payments through our credit card processors encrypted secure site. No more looking for that checkbook – where did it go?

Insurance Policy

Our office accepts and will file insurance for all qualified PPO plans. We will be happy to take assignment o PPO plans as long as the insurance provider will make payment to the provider. (Several Deltal Dental plans will only pay the patient or insured.) If you have any questions, please call us and we will contact your insurance carrier to see what coverage you have. Our office does not participate in any PPO plans, we will file your claim for you, and accept assignment (except as noted above), however the balance the insurance does not pay will be the responsibility of the patient or guarantor. Dental insurance is unlike medical in that there is usually very little if any difference between in and out of network benefits. A Patient with a PPO plan will usually have a difference on a cleaning of $0.00 to $10.00. The other difference is if your company offers a High and a Low Plan, and you choose the low plan, you will see much larger differences. I understand your premium is much lower and if you usually do not have any dental problems, and are not accident prone, you may come out better off financially. If you have multiple crowns and fillings, or have diabetes, or had chemo or radiation, you would probably be better off with the “High” plans.

The biggest difference is that Dr. Ruehle believes that when there are choices in treatments, the in network provider may only give you the options your insurance company will pay for. With our office you will receive ALL the options and YOU may choose which option you prefer. The choice should be yours, not your insurance company’s.

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Financial Policy

Our office tries to accommodate all patients with or without dental insurance. Only about 60% of our patients have dental insurance so keeping our fees as low as possible is important to us.

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Payment Options

Cash, Check, Visa, Mastercard, Discover, American Express, Cherry and Care Credit are all gladly accepted.


Senior & Military

We offer a 10% courtesy for senior citizens, firemen, policemen, and active military on all diagnostic and preventive services. We also offer saving plan options for cosmetic and restorative work.


Financing Options

We offer several financing options with Cherry financial and Care Credit. These companies offer several ZERO interest payment plans as well as longer term financing with varying interest rates.

Frequently Asked Questions

Homestyle comfort with
state-of-the-art technology.

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Cerec One-Visit Custom Crown

Natural looking, durable, and long-lasting dental crowns fabricated and placed in a single visit.

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Waterlase I-Plus

Comfortable and precise laser treatment, that promotes faster healing and reduces bacteria and the risk of infection.

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Cone Beam 3D Digital X-Rays

Advanced 3d technology that provides detailed and accurate imagery with minimal radiation exposure to the patient.

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Safety & Environment

  • Medical Grade Sterilization
  • HVAC Air Purification
  • Ozone Water for All Procedures